What to do if you can't pay your tax bill by April 15
Filing late costs up to 10 times more per month than paying late. Learn how to file on time, set up an IRS or Virginia payment plan, and limit penalties.
Cash Flow & Financial Basics
Foundational concepts for owners who are newer to running a business. Resources here build the financial literacy needed to make smart decisions and have better conversations with their accountant.
11 articles
Building a simple cash flow forecast
How to build a cash flow forecast from your actual bank activity, plus a free downloadable template with a 12-month and 13-week view.
How much cash cushion does your business need?
Profitable on paper isn't the same as safe in the bank. How to calculate the cash reserve your specific business needs.
Do you need Relay, or is QuickBooks Checking enough?
QuickBooks Checking is the one bank account that's already synced to your books. Here's what it does well, and when Relay is still the better fit.
Why we bank with Relay ourselves
We bank with Relay ourselves and recommend it for Profit First setups. Here's the pricing, the account structure, and where it isn't the right fit.
Why we're moving from Bill.com to Ramp
We're moving clients from Bill.com to Ramp for accounts payable. Here's the cost, control, and integration reasoning behind the switch.
Understanding your numbers: what your P&L is telling you
Revenue isn't profit. A plain-language breakdown of what your profit and loss statement really shows, and the monthly habit that makes it useful.
Is QuickBooks Payments worth it once you're on QBO?
QuickBooks Payments is usually the simplest way to get paid once you're already on QuickBooks Online. Here's the rates, the perks, and the tradeoffs.
When FreshBooks makes more sense than QuickBooks Online
FreshBooks prices around your client count, not your feature list. Here's why invoice-heavy service businesses often prefer it to QuickBooks Online.
What QuickBooks Online gets right, and where it stops making sense
QuickBooks Online is the platform behind almost every set of books we touch. Here's where it fits, where it doesn't, and what we'd change.
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