Paid $10K or more in taxes last year?
If this year looks the same, let's talk about lowering your bill while there's still time to change it. In one session, Joa García, an Enrolled Agent, projects your 2026 taxes and shows you every move still open before December 31.
Is this for you?
If a few of these sound like you, a session is worth your time.
Your tax bill was $10,000 or more last year, and this year looks the same.
At that level, an hour of planning is worth it. The moves that change this year's bill have to happen by December 31.
You owed more than you expected last April.
That usually means the plan was built on old numbers. Q4 is the last chance to fix it for this year.
Nobody has checked your withholding or estimated payments this year.
If your income moved at all, a check now beats a surprise in April.
You're planning a big purchase for the business.
Equipment and asset timing can change which year the deduction lands in.
Retirement contributions or charitable giving are on your list.
Both have year-end timing that matters.
You haven't talked to your tax preparer since they filed your return.
A return prepared next spring reports what happened. It can't go back and change it.
What your session covers
Not included: return prep, entity or S corp analysis, reasonable compensation review, bookkeeping or cleanup, carrying out the recommendations, extra meetings, and multi-state or foreign reporting analysis. We can quote those separately.
2026 tax projection
Your federal and Virginia income tax for 2026, projected from the numbers you send us.
Withholding and estimates
A review of what you've paid in so far, with a recommendation for any remaining 2026 payments.
Retirement contributions
How much you can still put away before the year closes, and where.
Charitable giving
When and how much to give before December 31 so it counts.
Asset purchases
Whether to buy equipment now or wait, based on which year the deduction helps you more.
Income and expense timing
What to pull into 2026 and what to push into 2027.
Planning meeting
Up to 60 minutes with Joa to walk through your projection and the moves still open to you.
Written action list
A plain-English list of what to do before December 31, delivered within 5 business days of the meeting.
Email follow-up
One round of follow-up questions by email within 14 days of getting your action list.
How it works
Book and pay
Pick your tier and a time below. Payment is due at booking.
Which session fits?
Part of your fee goes toward your 2026 tax return prep with Prism.
Standard
For most households and business owners. Book Standard if all of these fit your 2026:
- One business, or none
- No K-1, rental property, or foreign income
- Household income of $400,000 or less married filing jointly, or $200,000 single
- No major one-time event, like selling a business or property
Complex
For years with more moving parts. Book Complex if any of these apply to your 2026:
- K-1 income (partnership or S corp)
- Rental or investment real estate
- Foreign accounts, income, or assets
- More than one business
- Household income over $400,000 married filing jointly or $200,000 single
- A major one-time event: sale of a business or property, stock options, inheritance, or a settlement
Full Back-Office
For business owners who want this every quarter, not just in Q4.
- You want tax strategy all year, not once a year
- You want your books, payroll, HR, and tax handled in one place
- You want IRS representation from an Enrolled Agent included
- You want standing strategy check-ins, every two weeks
Why plan with Prism
The IRS's highest credentialAn Enrolled Agent in the room
Your session is with Joa García, an Enrolled Agent. EAs are federally licensed to represent taxpayers before the IRS.
Before December 31Planning, not filing
Filing a return reports what happened. Planning decides what happens. This session happens while the year can still change.
Credit toward your returnPlanning and filing, one place
Part of your fee goes toward your 2026 return prep with Prism. Handle it all under one roof.
End-of-year planning questions
It depends on your situation, and anyone who promises a number before seeing your numbers is guessing. What we can promise: you'll know your projected 2026 bill, every move still open to you, and what each one is worth, while there's still time to act. Sometimes the answer is that you're already in good shape.
Book your session
Payment is due at booking.
Don't find out in April.
December 31 is the last day most of these moves count. Booking closes November 15, and sessions are limited.