Tax Preparation & Year-Round Strategy
Tax preparation and year-round tax strategy for individuals, freelancers, and small to mid-sized businesses. Most clients come to Prism Consulting after years of bouncing between seasonal preparers who disappear after April. We're built differently: a real relationship that stays in motion through every quarter, every estimated payment, and every business decision that has tax implications.
Sound familiar?
Most tax clients come to us in one of these spots. If a few of these land, we're probably a good fit.
Your tax preparer disappears after April and you're on your own for the other eleven months.
Tax decisions happen all year. Your preparer should be available all year too.
You've been doing your own taxes and the situation has gotten too complicated.
Side business, rental property, multiple states, S-corp election. There's a tipping point. We help you find it.
You got an IRS or state notice and don't know what it actually means.
Send it over. We'll translate, respond, and represent if it escalates.
You're paying quarterly estimates based on a number someone calculated in March 2024.
That number is almost certainly wrong now. We recalculate based on what your business is actually doing this year.
You suspect you're leaving money on the table but don't know where.
Most missed savings come from decisions made before tax season starts. Year-round strategy is how you stop that.
You want one team for books, payroll, and taxes.
When the same firm handles all three, your tax preparer already has every number they need. No scrambling for receipts in March.
Tax work, all year
Tax services cover the annual filing work most people associate with a tax preparer, plus the quarterly and ad-hoc work that adds up to real savings come April.
Individual returns
Federal and state 1040 returns. W-2 income, freelance income, rental property, investment income, and the situations that don't fit a single tax software template.
Business returns
1120, 1120-S, and 1065 returns for corporations, S-corps, and partnerships. Schedule C and Schedule E for sole proprietors and rental properties.
Quarterly estimates
Recalculated based on what your business is actually doing this year, not what the prior year predicted. Lower the chance of an April surprise.
Year-round advisory
Standing time on the calendar to talk through decisions before they happen. S-corp election timing, retirement contributions, equipment purchases, owner draws.
IRS and state representation
As an Enrolled Agent, Joa can represent you directly before the IRS. Audit response, notice resolution, payment plan negotiation.
Mid-year tax planning
A formal review around June or July to project your full-year tax situation and adjust before December lock-in.
End-of-year planning
November and December review to surface any last-minute moves (retirement contributions, equipment, charitable giving, expense timing) before the year closes.
Entity structure guidance
S-corp election timing, LLC-to-S-corp conversion, multi-entity structuring, and owner compensation modeling. We run the numbers before you file anything.
How it works
Tax anxiety is real, and most of it comes from not knowing where you stand. We fix that first, then build the rhythm.
Tax review
We pull your last two or three years of returns, look at what's been filed, what's been missed, and where the strategy gaps are. You get a written summary of what's working and what to address before the next filing cycle.
Prism Consulting handles tax differently
The IRS's highest credentialEnrolled Agent on staff
An Enrolled Agent is federally licensed to represent taxpayers before the IRS. Joa holds this credential, which means she can handle audit response, notice resolution, and payment plan negotiation directly. CPAs are state-licensed; EAs are federal.
Tax season isn't a seasonYear-round, not seasonal
We don't disappear after April. Quarterly estimates, mid-year reviews, and year-round advisory mean tax decisions happen with full context, not in retrospect.
Integrated by designConnected to your books
When the same firm handles bookkeeping and tax, the tax preparer already has every number they need. No scramble for receipts. No reconciliation guesses. The integrated model is the value.
From a client who's been there
Joa is a delight to work with! She's very knowledgeable, and I love that when I come for my appointment she's already caught up with whatever is new with the IRS for the current year. She's also patient with my questions and explains things very clearly so that I can organize my tax prep/Schedule C's for my various businesses so that we both understand it! I've worked with her for two tax seasons now, and she's definitely my person going forward!
Terah Cox
Writer & Owner · Words Matter Gift Shop
Tax pricing
Tax services price differently than bookkeeping. Returns are billed per filing, advisory is bundled into monthly tiers, and one-time projects are quoted by scope.
Tax preparation
Individual 1040 returns from $400. Business returns (1065, 1120-S) from $1,250. Federal and state filings. E-file with IRS confirmation.
- Individual returns (1040, plus Schedule C, rental, multi-state)
- Business returns (1120, 1120-S, 1065)
- Federal and state filings
- E-file with IRS confirmation
Tax advisory
Tax advisory is folded into the monthly tiers, from Bookkeeping up through Full Back-Office. Quarterly estimate recalculation, planning sessions, and standing tax-question time are included at the depth of the tier.
- Quarterly estimate recalculation
- Mid-year and end-of-year planning sessions
- Standing time for ad-hoc tax questions
- Decisions documented before they happen
One-time projects
IRS or state notice response, tax strategy audits, year-end planning, entity structure consultations, prior-year amendments.
- IRS or state notice response
- Tax strategy audit ($500)
- Year-end tax planning ($350)
- Entity structure consultation ($500)
- Prior-year amendments
Tax questions
An Enrolled Agent is federally licensed by the IRS specifically for tax work. A CPA is state-licensed for accounting more broadly. For tax preparation, advisory, and IRS representation, both are qualified. Joa is an EA, which means she can represent any client before the IRS regardless of which state they're in. EAs tend to be more tax-focused; CPAs tend to be more accounting-focused.
Ready for a tax preparer who actually answers in July?
A Vibe Check is free, takes about 30 minutes, and ends with you knowing whether Prism is the right fit. No follow-up sales pitch.